Blink: In Review; The Power of Thinking Without Thinking. By Malcome Gladwell

Malcolm Gladwell has the magic ability to provoke and stimulate thoughts.  In his book Blink, you literally can’t afford to blink or you might miss a crucial point. 

What is a snap-judgment and can you really trust a decision based on what your subconscious tells you?  In his book Blink, Gladwell uses fascinating and compelling stories loaded with anecdotes and social science research, to which he manages to break down to an easy and understandable reading. 

There have been numerous times in your life; when you know something is not right, or that something that just don’t feel right or is out of place.  This is what Gladwell mean, when your subconscious is making a decision for you.

 When, and in what situation is a subconscious decision better than an informed and conscious decision?  Gladwell shares some amazing stories for the pros and cons for this particular question.  There are definitely in my opinion times when a snap-judgment is far superior then a drawn out planning process.  A classic example of this is life-and–death situations, or sometimes in the case of a sensory overload, when a person has too many variables to choose from and use to make an informed decision.  I don’t want to ruin your reading and give away some wonderful stories, but I will say this though- can we call our perception reality,  if considering our interpretations of people, events and ideas are funneled through a filtering system, that are heavily influenced by internal ideologies and beliefs.  Gladwell uses so many examples of this kind of brain-massage, which will stimulate and provoke us to think in a diverse way.

A must read! I highly recommend Malcolm Gladwell’s book Blink, not only for you to be able to make an educated decision either on a sub-conscious or conscious level, but also as a fascinating day or two of study, reading and contemplating about the intuitive instincts we all may have.

Valerie Leuba

http://valerieleuba.com

Phone: 910-988-3751

Skype: vleuba

RICH DAD’S GUIDE TO BECOMING RICH WITHOUT CUTTING UP YOUR CREDITCARDS. By Robert Kiyosaki.

“You can be rich by being cheap.  The problem is, you’re still cheap.”( Kiyosaki, pg. 36)

Most Americans today are due for a financial oil change.  There is only so far an engine can run on pegged out red rpm, until something will break and fall apart.

Most of us can’t afford to lose much more than a few dollars.  We, the majority of people of the greatest and richest country in the world, the United States of America, have already lost the financial game of life.  It is very apparent in our present economical situation, when a dramatic change in our daily life occurs, either as a loss of income due to a lay-off or an illness preventing someone from being able to work. 

Our financial IQ is unfortunately not as high as it ought or could be.  This is the root of the problem to free ourselves from the engine blowout.  The educational program we currently have is not up to date.  We live in a society that constantly changes, and unfortunately our school and educational programs have not stayed abreast to our fast paced society.  The biggest problem is that we are not taught even the most rudimentary level of financial education. 

There is a solution to all of this.  I agree with Kiyosaki, that we must raise our financial IQ, we must change our school and educational system to stay abreast of the future and most of all to invest in ourselves in the required learning of finance.  The problem that arises with this proposed life-line, is that most folks today are not willing to pay the price of such endeavors. It is like anything in life, the required training to become a hall of fame athlete or years of dedication of study to be an astronaut, it is all about paying the price, which most of us just don’t want to do.

According to the grim statistics of Americans reaching retirement age of 65; 

• 1% of us will be wealthy
• 4% well off
• 5% must continue to work
• 54% live under care from either family or government
• 36% dead

Find a big enough why and start the journey of financial freedom.  The most successful people not only learn from their own numerous mistakes, but also from other peoples mistakes.  Learning is an ongoing process so start today and avoid 99% who did not make the decision to be in the 1% wealthy when reaching retirement age.

In summary: Read Robert Kiyosaki’s books and other books of financially successful people, and seek the power of mentorship and guidance.  To find out more on how to increase your financial IQ:   

Valerie Leuba

Phone:910-988-3751

Skype: vleuba

eMail: leubav@gmail.com

When you are ready to start your financial journey Click Here

Why Small Businesses Don't Work and What to Do About It. The E-Myth Revised: By Michael E. Gerber

Michael Gerber hit a home-run with his book The E-Myth Revised: Why Small Businesses Don't Work and What to Do About It.  It is a must read for someone thinking about starting a small business as well as a seasoned business owner.  

"Simply put, your job is to prepare yourself and your business for growth."

"To educate yourself sufficiently so that, as your business grow, the business's foundation and structure can carry the additional weight".

"And as awesome a responsibility as that may seem to you, you have no other choice-if your business is to thrive that is". (Gerber, pg.62)

This is the owner's job. If the owners don’t do this, nobody will!

In business as in life, knowledge is power.  Successful business owners are not necessary smarter than the rest of us, they just need to know more of all aspects of business and to do it absolutely right.  What Gerber meant by this, is that the business owner need to know to it’s entirely the smallest most mundane task like the books, to the excitement of raising capital for the business.   It's all about the development of an extraordinary business.  This is the never ending game of business ownership.

Gerber classified three personality traits a business owners possesses; The Entrepreneur, the Manager and the Technician.  There has to be a symbiotic relationship between them all if the business is to flourish.  If one overtakes the other the business will suffer and die. 

Instead of always capture the employee of the month badge, you can replace that boss you thought was absolutely useless or incapable of running the business, and be the best boss you ever thought possible.   Most people who are smitten by the entrepreneurial bug and steps in to the business ownership world are normally Technicians, or experts in their chosen profession. 

The goal of business ownership is to work on your business versus working in your business.  To create a business on auto-pilot, that is based on solid time tested principles.

Gerber uses the Franchise model of McDonald’s to express and explain how to run a business. There has to be a system in place to work like a Franchise, a plan supporting the business and a vision of how the business will look and operate in the future a business in order to be successful.  

Valerie Leuba

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Phone: 910-988-3751

Skype vleuba

eMail: leubav@gmail.com

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Review of Conspiracy of the Rich by Robert Kiyosaki

There has never been a time in history when there has been a greater exchange of wealth.  There has never been a more urgent time then now to get educated in your financial future then today. today may even be too late, that is how urgent it is!

You are either informed and part of the 1 to 3% of the wealthy or you are going to settle and be left behind. I am sorry if it sound abrupt but I do not like to see families kick you of their homes and people loosing their jobs. If you do not become financially educated to protect yourself from the greatest transfer of money that the world has ever seen this could possibly happen to you. This recession is only the beginning and in the next three to five year will be significant if you are going to be part of the affluent or sit on the sidelines and wish you educated yourself and your family for what is to come. I highly, undeniably, must start your financial education with Rich Dad's Conspiracy of the Rich by Robert Kiyosaki. it will light a fire under your butt and make you take massive action.

The major conspiracy is education; conspiracy against our education system to keep the majority of society uninformed so people have to seek outside of our school system if they what to become better informed.  It all comes down to education.

The 4 major causes of our finances:

• Retirement  conspiracy against our retirement because this country is in such great debt that in our lifetime we will see social security fail. There will be a tremendous increase of forced retirements therefore creating a higher social security class. The baby boomers are in their retirement years and the government is lying about supporting that demographic. 
• Inflation conspiracy because money is not money anymore it is monopoly money and it is printed as much as it is needed. The money gets stretched thinner and products get more expensive.
• Taxes are increased because the Federal Reserve System tries to pay down the debt that is created from the printing of money which comes social security and income tax from the middle class and the struggling not from the rich.
• Debt which most of the population is in because of the inflation and taxes. It is from the cost of just surviving today. 

As you can see there is an urgency to educate and learn as much as you can to prepare yourself for what is to come. It will get worse before it gets better.

Valerie Leuba

910-988-3751 mobile

Skype: vleuba

http://valerieleuba.com

Review of Guide to INVESTING in GOLD & SILVER

I just finished Guide to INVESTING in GOLD & SILVER, by Michael Maloney, and WOW, what a punch in the gut that was. I really had a hard time putting this book down. If you did not know this book is part of the Rich Dad Poor Dad series by Robert Kiyosaki, I highly recommend that you increase you financial IQ. It continues the financial education we all need for being successful in our business ventures. In Michael Maloney's book Guide to Investing in Gold & Silver he educates in the history of monetary standard of the economic cycles of Gold and Silver and a, How To, guide for expanding our context in relation to investing in precious metals.


History has proven itself over and over again how cyclic it is. Maloney explains in detail how monetary standards come to be, from simple bartering with seashells and chickens to today's world currency. History has shown that Gold and Silver have been standing true to its value all along, while the rest of the fiat, not backed by something tangible like precious metal, currency has collapsed.

The economic cycles of Gold and Silver have been tested true and arises victorious over the present economic situation. The exchange of wealth is when Gold and Silver are reevaluated and in the fall of 2009 is that very situation when to buy low and sell high.

The paper currency of the world is on a downward spiral, and nothing is truer than our dollars decline. Gold and Silver has always returned to its true value. The key is to buy when the cycle is on the low end and sell on the "top of the trend"

Michael Maloney writes in detail on how the Federal Reserve came about, its secrecy and influences in today's World Economy. It was shocking to discover the Federal Reserve is not even American, nor part of our Government!

The World Economy is influenced by the weakened dollar and China's exploding entrance into the marketplace only enhances the U.S.A into an irreversible debt. The Inflation, Hyperinflation, and or Deflation are loudly knocking on our door.

What can us as US citizens to combat this doom and gloom of this future trend and create wealth when the economy is falling apart all around us?

Michael Maloney's solutions:

• Buy Gold and Silver! The winner will be the one who has Gold, Silver, and other Precious metals in their investment portfolio.

• Tangible assets such as Real Estate and Land, available dirt cheap if you have a currency that has Value. Right now, fall of 2009, Silver is the very undervalued! Remember buy low!

• Seek knowledge in the Economic cycles that affect the World Economy, business ownership, and financial investing in Gold, Silver and Precious Metals.

I highly recommend Guide to Investing in Gold & Silver. I also recommend the entire Rich Dad Poor Dad series to prepare you with the knowledge for what is to be the future World Economy Tsunami. Look towards the future with a positive aspect and participate in the greatest exchange of wealth that history has ever experienced.

"Knowledge is Power and with Power comes Change” Tony Horton, (P90X fame)

To learn how to better position and protecting yourself in today’s economy.
visit: Ask Valerie Leuba

7th week of P90X

The workout is coming along. I am begining my 7th week in P90X and the Plyometrics is much easier but I still haven't finished the whole hour. I get as far as 40 minutes and every week I am getting stronger. I have not lost any weight but my muffin is shrinking ( fat that hangs over your pants). Every muscle is getting tighter. This program is great because I do not have to drive to a gym and waste time on the road, I can get right to business.  I work from home so time is very important to me. I want to get as much done as I can with the time I have. This program allows me to get a quality workout and sweat! Get rid of all the toxins with sweating.
This program is strength training and cardio, stretching, yoga and diet. I actually feel like I am getting a workout. I will be 45 shortly and Tony Horton is 46 when he made the system so that was all I needed to start. Since he looks like that (awesome shape) for his age It is possible for other who are that age and older.
I strongly reccommend this system to everyone. I want to workout everyday and you will to. When I have something going on and I am unable to workout I am one crabby individual. As Tony Horton says "Knowledge is power and with power come change" That is not only true for working out it applies to all aspects of life and it take displine. Try it out I know you will be hooked. Until next time.